First Home Buyers Hub
Everything You Need To Know About
Buying Your First Home.
Buying your first home is exciting.
It's also one of the biggest financial decisions you'll ever make. With deposits, borrowing power, grants, stamp duty, lender requirements and unfamiliar terminology, it's completely normal to feel overwhelmed by the process.
The good news? You don't have to figure it out alone.
At That Mortgage Guy, helping first home buyers navigate the journey to home ownership is one of the most rewarding parts of what we do. Whether you're just starting to save, actively house hunting or ready to apply for finance, this hub has been created to help you understand the process and move forward with confidence.
Where Should I Start?
Most first home buyers have the same questions:
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How much deposit do I need?
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How much can I borrow?
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Am I eligible for government grants?
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What is Lenders Mortgage Insurance (LMI)?
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How much will stamp duty cost?
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When should I speak with a mortgage broker?
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Can I buy sooner than I think?
The answer is different for everyone, which is why understanding your personal circumstances is so important.
A conversation early in the process can often save time, reduce stress and help you understand what's realistically possible.
First Home Buyer Resources
Buying your first home comes with plenty of questions, and that's completely normal. The guides below have been created to help you understand the key stages of the home buying journey, from saving a deposit and understanding borrowing power through to grants, guarantor loans and common first home buyer mistakes.
Still Not Sure Where To Begin?
You don't need to have all the answers before reaching out. Many first home buyers simply want to understand what's possible, how much they may be able to borrow and what steps they should take next. A conversation with Darren can help provide clarity and confidence before you start your property search.
