Terms and Conditions
Website Terms of Use
Welcome to the That Mortgage Guy website. By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree with these terms, please discontinue use of this website.
These Terms & Conditions may be updated from time to time without notice. Continued use of this website constitutes acceptance of any changes.
General Information Only
The information provided on this website is intended for general information purposes only.
While we make reasonable efforts to ensure information is accurate and up to date, we do not guarantee the completeness, accuracy, reliability or suitability of any information contained on this website.
Nothing on this website constitutes financial, credit, legal, taxation or professional advice.
Before making any financial decisions, you should seek advice tailored to your personal circumstances.
Mortgage Broking Services
Information provided on this website does not constitute an offer, approval or commitment to provide finance.
Any lending products, borrowing capacity estimates, loan options or finance solutions discussed on this website are subject to lender approval, eligibility criteria and individual circumstances.
Approval for any loan product is not guaranteed.
Loan Calculators and Tools
This website may provide calculators, estimators and other interactive tools for informational purposes only.
Results generated by these tools are estimates and should not be relied upon as an indication of actual borrowing capacity, loan approval, repayments, fees, costs or lender decisions.
Actual outcomes may vary based on lender policies, interest rates, financial circumstances and other factors.
We recommend speaking directly with a qualified mortgage broker before making financial decisions.
Website Availability
We aim to keep this website available and functioning correctly at all times. However, we do not guarantee uninterrupted access and accept no responsibility for temporary outages, technical issues or service interruptions.
We reserve the right to modify, suspend or discontinue any part of the website without notice.
Third-Party Links
This website may contain links to third-party websites for your convenience.
We do not control or endorse the content, services or privacy practices of third-party websites and accept no responsibility for their content or operation.
Users access third-party websites at their own risk.
Intellectual Property
Unless otherwise stated, all content on this website, including text, graphics, branding, logos, images and design elements, is owned by or licensed to That Mortgage Guy and is protected by applicable copyright and intellectual property laws.
You may access and use website content for personal, non-commercial purposes only.
No content may be reproduced, distributed, modified or republished without prior written consent.
Limitation of Liability
To the fullest extent permitted by law, That Mortgage Guy excludes all liability for any loss, damage, cost or expense arising directly or indirectly from:
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Use of this website
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Reliance on information contained on this website
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Errors or omissions in website content
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Technical issues or interruptions
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Use of third-party websites linked from this website
Users acknowledge that reliance on information provided through this website is at their own risk.
Privacy
Your use of this website is also governed by our Privacy Policy.
By using this website, you consent to the collection and handling of personal information in accordance with our Privacy Policy.
Complaints
If you have a complaint, please contact us first so we can try to resolve it promptly. If your complaint is not resolved to your satisfaction, you may be able to refer the matter to the Australian Financial Complaints Authority.
AFCA details to include where applicable: Website: www.afca.org.au | Phone: 1800 931 678 | Email: info@afca.org.au
Governing Law
These Terms & Conditions are governed by the laws of New South Wales, Australia.
Any disputes arising from the use of this website will be subject to the exclusive jurisdiction of the courts of New South Wales.